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	<title>Self Directed 401k &#38; IRA Solutions by Attorneys</title>
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	<description>PUNDEFF ADAMS</description>
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		<title>Don&#8217;t Let a Self-Directed IRA Fee You to Death</title>
		<link>http://pundeffadams.com/2013/04/14/dont-let-a-self-directed-ira-fee-you-to-death/</link>
		<comments>http://pundeffadams.com/2013/04/14/dont-let-a-self-directed-ira-fee-you-to-death/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 17:09:52 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2013/04/14/don/</guid>
		<description><![CDATA[This Fox article discusses the high transactional costs of self directed IRAs for active investors, and mentions self directed IRA-LLCs as an alternative. However, in states like California, LLCs come with a $800 annual minimum tax, which cannot be avoided simply by filing in another state. A better alternative for some is a self directed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The “Jury” Decides on ROBS – Can you legally fund a business purchase or startup with a Self-Directed 401k?</title>
		<link>http://pundeffadams.com/2012/12/09/the-jury-decides-on-robs-can-you-legally-fund-a-business-purchase-or-startup-with-a-self-directed-401k/</link>
		<comments>http://pundeffadams.com/2012/12/09/the-jury-decides-on-robs-can-you-legally-fund-a-business-purchase-or-startup-with-a-self-directed-401k/#comments</comments>
		<pubDate>Sun, 09 Dec 2012 19:10:53 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/12/09/the-jury-decides-on-robs-can-you-legally-fund-a-business-purchase-or-startup-with-a-self-directed-401k/</guid>
		<description><![CDATA[Stylistically glib but substantively sincere, Mr. Nabers has some good ideas: His early &#038; consistent stand against ROBS is commendable. http://www.jeffnabers.com/2011/09/15/the-jury-decides-on-robs-can-you-legally-fund-a-business-purchase-or-startup-with-a-self-directed-401k/ Boy do I get a lot of blowback every time I share my findings about why the government has declared ROBS illegal! Why is there not a specific government]]></description>
		<wfw:commentRss>http://pundeffadams.com/2012/12/09/the-jury-decides-on-robs-can-you-legally-fund-a-business-purchase-or-startup-with-a-self-directed-401k/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>401K  plans and IRAs  eyed to alleviate Fiscal Cliff</title>
		<link>http://pundeffadams.com/2012/12/05/401k-plans-and-iras-eyed-to-alleviate-fiscal-cliff/</link>
		<comments>http://pundeffadams.com/2012/12/05/401k-plans-and-iras-eyed-to-alleviate-fiscal-cliff/#comments</comments>
		<pubDate>Wed, 05 Dec 2012 21:27:14 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/12/05/401k-plans-and-iras-eyed-to-alleviate-fiscal-cliff/</guid>
		<description><![CDATA[A lot of unlikely fear mongering. The most I can foresee are some prospective limits on high income or net worth individual deductions / contributions. http://www.examiner.com/article/401k-plans-and-ira-eyed-to-alleviate-fiscal-cliff The ever expanding debate on averting financial consequences in early 2013 has refocused attention on concerns that the coveted 401 k plan and IRAs, long consid]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Foreclosures Drawing Cash as 401K Returns Sag: Mortgages</title>
		<link>http://pundeffadams.com/2012/11/06/foreclosures-drawing-cash-as-401k-returns-sag-mortgages/</link>
		<comments>http://pundeffadams.com/2012/11/06/foreclosures-drawing-cash-as-401k-returns-sag-mortgages/#comments</comments>
		<pubDate>Tue, 06 Nov 2012 18:36:29 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/11/06/foreclosures-drawing-cash-as-401k-returns-sag-mortgages/</guid>
		<description><![CDATA[This can work but must be structured correctly to avoid a prohibited transaction http://www.bloomberg.com/news/2012-11-05/foreclosures-drawing-cash-as-401k-returns-sag-mortgages.html David and Michelle Haisley from Fort Wayne, Indiana, weren’t happy with the performance of their retirement funds, so they made another investment &#8212; a foreclosed home for ,000.]]></description>
		<wfw:commentRss>http://pundeffadams.com/2012/11/06/foreclosures-drawing-cash-as-401k-returns-sag-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The Risks of Tapping Your Retirement Fund for an Alternative Use</title>
		<link>http://pundeffadams.com/2012/10/31/the-risks-of-tapping-your-retirement-fund-for-an-alternative-use/</link>
		<comments>http://pundeffadams.com/2012/10/31/the-risks-of-tapping-your-retirement-fund-for-an-alternative-use/#comments</comments>
		<pubDate>Thu, 01 Nov 2012 04:37:22 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/10/31/the-risks-of-tapping-your-retirement-fund-for-an-alternative-use/</guid>
		<description><![CDATA[Despite some of the overly broad language in this article, the real lesson is that retirement funds should not be invested in highly speculative investments or to fund your own business. However, by all means consider &#8220;non-traditional&#8221; or &#8220;alternative&#8221; investments that are risk and return competitive with &#8220;traditional&#8221; investments. Such investments, e.g., real estate, are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>401K tapping trend: more Americans dipping into retirement funds, what does it mean for the country?</title>
		<link>http://pundeffadams.com/2012/10/25/401k-tapping-trend-more-americans-dipping-into-retirement-funds-what-does-it-mean-for-the-country/</link>
		<comments>http://pundeffadams.com/2012/10/25/401k-tapping-trend-more-americans-dipping-into-retirement-funds-what-does-it-mean-for-the-country/#comments</comments>
		<pubDate>Thu, 25 Oct 2012 16:40:55 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/10/25/401k-tapping-trend-more-americans-dipping-into-retirement-funds-what-does-it-mean-for-the-country/</guid>
		<description><![CDATA[Americans borrowing from 401Ks for current needs cause for concern? http://www.alaskadispatch.com/article/401k-tapping-trend-more-americans-dipping-retirement-funds-what-does-it-mean-country More than 20 percent of Americans have borrowed against their 401(k), the highest share since 1996. Nearly half of young people with 401(k)s at previous employers cash them out rather than roll them over. Tapping retirement funds is rarely a good idea.]]></description>
		<wfw:commentRss>http://pundeffadams.com/2012/10/25/401k-tapping-trend-more-americans-dipping-into-retirement-funds-what-does-it-mean-for-the-country/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mitt Romney&#8217;s Huge IRA Raises Questions For Advisors</title>
		<link>http://pundeffadams.com/2012/10/24/mitt-romneys-huge-ira-raises-questions-for-advisors/</link>
		<comments>http://pundeffadams.com/2012/10/24/mitt-romneys-huge-ira-raises-questions-for-advisors/#comments</comments>
		<pubDate>Wed, 24 Oct 2012 16:10:53 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/10/24/mitt-romney/</guid>
		<description><![CDATA[Romney&#8217;s investment structures may not be something you should emulate . . . http://www.financial-planning.com/fp_issues/42_10/romneys-huge-ira-raises-questions-for-advisors-for-client-transactions-2681055-1.html Mitt Romney s Huge IRA Gives a Wake Up Call to Advisors to ensure their clients don t venture into the muddy waters of the prohibited-transaction rules.]]></description>
		<wfw:commentRss>http://pundeffadams.com/2012/10/24/mitt-romneys-huge-ira-raises-questions-for-advisors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to profit from this change in 401(k) rules</title>
		<link>http://pundeffadams.com/2012/10/20/how-to-profit-from-this-change-in-401k-rules/</link>
		<comments>http://pundeffadams.com/2012/10/20/how-to-profit-from-this-change-in-401k-rules/#comments</comments>
		<pubDate>Sat, 20 Oct 2012 18:26:00 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/10/20/how-to-profit-from-this-change-in-401k-rules/</guid>
		<description><![CDATA[Good news if you can take advantage of it http://www.cbsnews.com/8301-505143_162-57535386/401-k-contribution-limit-to-rise-in-2013/ Saving for retirement will get a little easier next year, but taxes are also getting steeper]]></description>
		<wfw:commentRss>http://pundeffadams.com/2012/10/20/how-to-profit-from-this-change-in-401k-rules/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SEP and solo 401k good for freelancers &#124; Tulsa World</title>
		<link>http://pundeffadams.com/2012/10/18/sep-and-solo-401k-good-for-freelancers-tulsa-world/</link>
		<comments>http://pundeffadams.com/2012/10/18/sep-and-solo-401k-good-for-freelancers-tulsa-world/#comments</comments>
		<pubDate>Thu, 18 Oct 2012 15:47:16 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

		<guid isPermaLink="false">http://pundeffadams.com/2012/10/18/sep-and-solo-401k-good-for-freelancers-tulsa-world/</guid>
		<description><![CDATA[When reading this, remember that these options are available as self directed plans. http://www.tulsaworld.com/business/article.aspx?subjectid=51&#038;articleid=20121007_51_E3_Iearne447060]]></description>
		<wfw:commentRss>http://pundeffadams.com/2012/10/18/sep-and-solo-401k-good-for-freelancers-tulsa-world/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>What</title>
		<link>http://pundeffadams.com/2012/10/05/what/</link>
		<comments>http://pundeffadams.com/2012/10/05/what/#comments</comments>
		<pubDate>Sat, 06 Oct 2012 01:04:42 +0000</pubDate>
		<dc:creator>William Adams</dc:creator>
				<category><![CDATA[self directed ira]]></category>

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		<description><![CDATA[How much is enough to retire on? This WSJ article talks about the recent Fidelity multiple of thumb: 8 x annual salary http://online.wsj.com/article/SB10000872396390443493304578034334095447050.html According to Fidelity, you need one times your salary by age 35, five times by age 55 and eight times by retirement. But is that really enough?]]></description>
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