Investors may not derive any personal benefit from IRAs and 401(k) investments until they reach retirement age. This is one of the fundamental principles which form the basis for the favorable tax treatment IRAs and 401(k)s receive.
These days the internet is filled with do-it-yourself and extremely low cost self directed IRA and 401(k) plans. A quick google search reveals literally hundreds of sites offering marginally useful information and cookie-cutter plans and services by non-professionals claiming to be “experts” in the field of retirement plan investing. Beware. When it comes to establishing […]
The recent flirtation with default on the nation’s debt once again highlighted the benefits of having cash and flexibility in an economic recession. Skyrocketing interest rates were predicted if the U.S. defaulted, which of course would have caused major downward pressure on real estate prices, and another round of foreclosures. While a default did not […]
One of the most common questions we receive is “which is better, 401(k) or IRA?” In the self directed investment arena, especially for real estate, the 401(k) allows the investor more flexibility in terms of investing.
With a federal government shutdown now officially upon us, now may be the time to seriously consider getting retirement funds into alternative real estate investments through a self-directed account.